Colin Taylor

CEO

Key Retirement Solutions

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Equity release schemes allow you to release tax-free cash from your home to boost your finances in later life. The two main types of equity release schemes are lifetime mortgages and home reversion plans, with drawdown options also available.

All types of SHIP approved equity release schemes allow you to:

• Remain in your property for life, provided the property remains your main residence.
• Move your plan to another suitable property without any financial penalty, subject to criteria.
• Guarantee you'll never fall into negative equity(This means you will never owe more than the value of your home and no debt will ever be left to your estate.)

Reasons to release equity

As the UK's leading firm of independent advisers specialising in equity release schemes, we've helped thousands of homeowners aged 55-95 across the UK to make the most of their finances by safely releasing equity from their homes.

Many of them took the opportunity to:*

• make home and/or garden improvements
• take holidays
• clear unsecured debts, i.e. loans and credit cards
• clear outstanding mortgage
• treat or help family or friends.

Do you qualify for equity release? - How much could you release? - Click our Link (above) to find out with our equity release calculator.

How to find the right equity release scheme

There are currently over 40 SHIP approved equity release schemes to choose from in the UK , and you can save your estate thousands of pounds if you choose the right one.

That's where we can help. We search the whole equity release market on your behalf and offer award winning independent advice that's tailor made to your individual circumstances. We can guide you through the different types of equity release schemes available to find the best possible plan for your needs.

If you are thinking about taking out an equity release plan on your property in the UK, you should read through 'Is it right for you?' carefully.

This is an equity release plan. To understand the features and risks, ask for a personalised illustration. Think carefully before securing other debts against your home.

* Key Market Monitor Q1 2009

NOTE : Key Retirement Solutions are only able to offer Equity Release Schemes for Properties in the UK