Key Retirement Solutions - Equity Release

Do I Qualify for Equity Release?

There are limits to how much you can raise through equity release - and the older you are, the more cash you can release from your home. In order to qualify for equity release you must fulfil the following criteria:

• Be aged 55 - 95
• Own your own home
• This home must be worth a minimum of £60,000
• Have little or no mortgage - any outstanding mortgage must be repaid with the cash released
• The property must be freehold or leasehold with a minimum remaining lease period of 75 years
• The property must be of standard construction

It is important that you get good independent advice on whether equity release is right for you. At Key we discuss all the options available to you, such as downsizing, before we advise on equity release plans. If we don't think it is right for you, we will tell you. If equity release is an option, one of our local independent advisers can search the market to find the most appropriate plan for your individual needs.

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