- Business
- Childbirth & Education
- Legal Formalities
- Motoring
- Other
- Pensions & Benefits
- Property & Accommodation
- Taxes
- May : Possibly the worst month to catch a flight to Spain
- Travel Insurance : Can you afford to be without cover ?
- Donating in March and April 2012. How did we do?
- Further Adventures in ValenciSpanglish
- Discuss your IHT requirements with us in person
- Taking a Dog from Spain to the UK : A personal experience
- QROPS – HMRC Introduces changes that create havoc in the market place
- Does the UK Government want the Elderly to Emigrate ?
- Title Deeds Insurance now included for ALL Wincham clients
- QROPS – All Change From April 2012
- Spanish Wills will not protect you from Spanish IHT
- Currency Exchange : International Payments
- Germany Falls under the Investor Spot Light
- Liva & Laia : 15th November
- Despite the Euphoria One Must Remain Cautious
If you can afford a private health insurance policy while living in Spain, you may find it well worth the money. Any Spaniard will tell you that the State health system is known for its material means, but not for it's "trato" - or the manner in which patients are treated.
Family doctors can often carry a high patient load and therefore can not be seen on demand. The less urgent your problem might seem, the longer you generally have to wait. Many Local Practice's often have a quirky system of making an appointment. In some cases you actually have to show up in person to get a ticket at 8am and then be prepared to estimate your place in the queue and come back later for your appointment! GP's usually have about 3 minutes to see each patient and make a prognosis. As many are conscientious and try to give at least 5 or 10 minutes to each patient, this can impact your place in the queue and the time you spend waiting!
The regional government guarantees limits to wait times to see a specialist, but in many cases these guarantees are nothing more than empty promises and appointment lists are simply closed once specialists are working to capacity and can not meet the needs of further patients within the guarantee time. Average waiting lists at hospitals are 50 days, with some specialties seeing patients faster and others taking months to get you in.
For all these reasons (and many more) those who can afford a private policy often supplement public health care with this alternative. This ensures that you will see a doctor promptly and be treated with dignity. Should the need arise for expensive, highly specialized care, your private physician will be able to guide you into the public system - and once again, this is where the public system is at its very best.
When you decide to consider private Health Insurance there are a number of policy types that Include different areas of cover. For example Maternity Cover, Dentistry and eye care. It is important to be clear about what elements you are interested in as you don't want a shock when you finally get around to reading the small print.
Tumbit recommends that you speak personally to a reputable Health Insurance Agent that speaks your own language and understands your exact requirements. Only then can they put together a quote for you and your family that covers everything you need.
- Where to get Legal & Professional Advice in Spain
- Applying For a Student Exchange Program in Spain
- Schengen Visas
- Applying for a Student Visa
- Cosmetic Surgery in Spain
- Bereavement & Funerals in Spain
- Planning permissions for your garden
- Should I Pay Voluntary National Insurance Contributions to the UK ?
- Getting your utility bills online
- How to Apply for Free State Healthcare in Spain
- How can I claim my Winter Fuel Allowance ?
- Claiming Spanish Benefits in Spain
- Having A Baby in Spain
- Healthcare
- Registering your child for state education in Spain
- Registration of a Child Born in Spain in the UK
- Registration of a Birth with the Spanish Authorities
- Medical Emergencies & Pharmacies
- What to do after having a car accident in Spain
- Taking the Spanish Driving Test
- Au pairs in Spain
- Claiming Child Benefits
- Smoking in Spain and the Law
- Benefits in Spain and 'La Ley de Dependencia'
- Selling a UK Car in Spain
- Green Card Insurance
- Spanish 'Large Family' Discount Card
- Transfering your UK National Insurance Contributions to Spain
- Applying for Residential Status ( Residencia) - Non- EU Citizens
- Applying for Residential status (Residencia) - EU Citizens
- Claiming Unemployment Benefits in Spain
- Homeschooling in Spain
- Mopeds and Motorcycles in Spain
- Claiming a Spanish or UK Pension in Spain
- Car Seats For Children - The Law In Spain
- Claiming Sickness Benefit as an Autonomo - Self Employed worker
- Employee rights & working conditions in Spain
- Car Rental in Spain
- NIE Number
- Applying for an EHIC Card as a Spanish Resident
- The 'EHIC' Card Explained













